Xiaoyue (Moon) Zhang 888 Main Street, New York, NY 10044 • hwrshui@gmail.com • (646) 714-9753 EDUCATION St. John’s University, Peter J. Tobin School of Business New York, NY Masters of Science in Enterprise Risk Management, GPA 3.3/4.0 Expected graduation, May 2017 Northeast University at Qinhuangdao Qinhuangdao, China Bachelors of Science in Accounting, GPA 3.5/4.0 May 2015 QUALIFICATIONS Risk Analysis-Calculated financial ratios of bonds to predict future performance Modeling- Use CAMP modeling to predict future price of bonds in the market Research-Gather data from Moody’s and Standard & Poor’s 500 to identify bonds and stocks to invest in and/or sell Portfolio Analysis-Review clients’ portfolios to establish diversity and to eliminate unsystematic risk PROFESSIONAL CERTIFICATIONS Chartered Financial Analysis (CFA) Levels 1 (Candidate) (December 2016) Internal Auditor Certificate (2014) Certificate of Accounting Professional (2013) Financial Planner Certificate (Level-3) (2012) PROFESSIONAL EXPERIENCE Credit Spectrum Intern, New York, US August 2016 － September 2016 Performed credit rating analysis including principal payment, prepayment, and credit default Ranked securities based on credit risk profile for a pool of loans Presented security analysis results and credit rating results to investors

Blue Sky Capital Strategies, LLC Intern, New York, US March2017 － May2017 Supported financial accounting cycle in partnership with various functional areas including administrative office, operations, product control and financial accounting Report and analyze financial results identifying key drivers and providing commentary to business managementPerformed credit, financial and cash flow analysis of potential and existing clients including reviewing legal documentation in relation to borrowers, market positions, commercial operations and financial requirements Interfaced with client’s representative and administrators to improve client’s corporation financial structure plan Baoshan Jianhua, Agricultural Products Co., Ltd Accounting Assistant, Baoshan, China Summer 2013 Collaborated with main accountants to identify optimal accounting bookkeeping methodology Researched and applied suitable cost allocation methodology resulting in 10% cost reduction Assisted with completing monthly financial reports such as balance sheet, income statement and cash flow statements Selected best suppliers for organization via participating in international agriculture products expo Baoshan Hairui Real Estate Agency Accounting Assistant, Baoshan, China Summer 2012 Researched and reconciled all real estate discrepancies including monthly accounts payable transactions Prepared monthly bank reconciliation report and updated bank account activities daily Assisted internal control department and external auditors in preparing monthly and adjusted journal entries Maintained benefits schedule and reconciled to the general ledger monthly ADDITIONAL EXPERIENCE St. John’s University Davis Library, Library Assistant, New York, NY May 2016 － Present New York Public Library, English Conversation Volunteer, New York, NY April 2016 － July 2016 COMPUTER SKILLS Microsoft Word, PowerPoint, Excel, SQL